Investment Portfolio Allocation
Portfolio allocation
| Asset class | Share | Amount |
|---|---|---|
| Stocks | ||
| Bonds | ||
| Cash | ||
| Total | 100% |
This calculator illustrates your selected allocation and is not investment advice.
How the portfolio allocation calculator works
Enter the total amount and the shares of stocks, bonds and cash: the calculator shows the euro amount for each asset class and checks that the shares add up to 100%. Allocation is the foundation of a strategy: it drives a portfolio’s risk more than the choice of individual funds.
Frequently asked questions
Which allocation should I choose?
There is no universal answer: it depends on your horizon, tolerance for drawdowns and goals. The longer the horizon, the more often a larger share of stocks is considered. This is general information, not personal advice.
What is rebalancing?
Periodically returning the shares to their targets: if stocks have risen, part is sold or new contributions go to the lagging asset class.
Why hold cash?
It is a reserve for unexpected expenses so that you do not have to sell investments at a bad moment.
This information is general and educational and is not investment advice.